A lot of you are probably wondering, “can I sell my pension?”

Short answer: Probably! We’ll touch more on this later.

More importantly, some of you might be thinking, “why in the world would I want to sell my pension?”

We like to answer this question with another question: How much is $50,000 worth to you right now, versus $96,000 over the next 8 years? If you have an answer to that question, any answer at all, you’ve answered your own question.

Money always has been, and always will be, more valuable right now. Why do you think companies with monthly payment plans offer to accept less money if you pay for a years worth of payment up front?

Because they can do a whole lot more with your lump sum payment right now than they can spreading it out over the year.

Seems too simple… and it is.

Can you start a business right now with no initial cash on $500 a month? I doubt it.

What about starting a business with $55,000; a business that brings in, say conservatively, over $1,000 a month? Can you make that happen? The odds are much better. My sources say yes. After the $500 of your pension you’ve sold for the month, you bring in another $500. Now you have not only your $500 you would have received from your pension, but you also have a profitable, scalable business. Which is worth more to you?

That’s just one example of why a large lump sum payment will always be worth more than minuscule monthly payments.

One more question: you’ve won the lottery! Do you take your winnings in a lump sum payment or annuity payments? Most lucky winners take the lump sum payment. At Pension-Loan.org, we give you the option of treating your pension like winning the lottery, only the lump sum payment penalties aren’t nearly as bad.

Another thing to watch out for, especially in these uncertain economic conditions, is inflation.

More people than ever are keeping their money in the bank. A while back, it would cost you money to keep your money in the bank because you would see a better return if you invested it. Nowadays, money holders aren’t so sure that idea still holds true, so they’re keeping their money in their wallets.

But you’re not investing your money by taking your pension over the long term right? Right; even worse. You’re setting yourself up as a target for inflation. You have no control over what happens to the value of your pension; you’re at the mercy of the economy.

Now back to “can I sell my pension?”

Here’s the small list of requirements for selling your pension:

• You must be currently receiving your pension payments
• The amount of your pension you’re willing to sell must meet or exceed the minimum requirements: $300 monthly or $3,600 yearly
• The payment you want to sell is not VA compensation
• The payment you want to sell is not social security

If you meet all of the above requirements, you’re eligible to sell your pension.

All that’s left to do is fill out this form to get your free estimate!