Pension Loans

First and foremost, there are no pension loans. A bank might count your pension as a steady stream of income, but they will almost never allow you to borrow against it.


What you need instead is a total, or partial, pension buyout.


To receive a free estimate, simply fill out our short, zero obligation estimate request form. You should receive a response in 1-2 business days.


Once approved for a pension buyout, you will essentially sell your pension, or part of your pension, for a large, lump sum pension payment.


When you decide to take the leap and make a significant change in your life, you can receive your lump sum pension buyout in as little as 2 to 3 weeks!


Lump Sum Pension Payment Options

One thing many people don’t think about when considering this kind of transaction is that you can choose to sell all or only a portion of your pension payments.


If you’re not comfortable with selling your entire monthly or yearly pension payment, not to worry, it’s not necessary. Note that the minimum monthly stream of payments we can work with is $315 per month.


Pension Buyout Costs

Obviously money today is worth more than it will be in 5 or 10 years. So what are the costs to you?


That’s a very complicated question.


There are several factors that go into determining your payment schedule. For example, payback time frame, buyout amount, credit standing, source of pension, etc.


Typically, you will receive a few different purchase plans. From those, you can select the option which seems the most attractive to you, and move forward from there.


How Helpful Can a Pension Buyout Be?

Here’s what a few very happy customers had to say about selling their pensions:

Without them, I am sure that I would probably be on welfare and living in a “homeless” motel. That may sound a little melodramatic or exaggerated, but for a person my age, that is a very real possibility as there aren’t any employers that will give a person my age a first chance.

Jack E. Anderson, MSgt, USAF (Ret)

we were able to consolidate most of our debt, including paying off a car loan and several high interest credit cards and still had enough left for a wonderful very much needed vacation to Indiana to visit with family and see our son graduate high school, we almost gave up on being able to be there for that.

Dolan G. Priest SSgt USMC(Ret)

We had acquired an insurmountable amount of debt. I applied … and paid off all of our debts by utilizing my pension. With the acquisition of my Ph.D. my income is suitable and will continue to grow.

David J. Thomas, Ph.D.


You’ve done your research. The only thing left to do is fill out our free estimate request below and wait to see how much cash you could have in 2-3 weeks. Keep in mind, these are not pension loans, they are pension buyouts, which give you more freedom.

Get a Free Pension Buyout Estimate!